{"id":"u13","name":"GAINS (Guaranteed Annual Income System) for Ontario seniors","type":"program","typeLabel":"Program","what":"A monthly, non-taxable Ontario payment of up to $92 a month for seniors with low income, on top of their federal OAS and GIS.","forWhom":"Ontario seniors aged 65 or older who get the federal OAS pension and GIS, have lived in Canada for at least 10 years and in Ontario for the past 12 months (or 20 years in total since age 18), with 2025 private income up to $4,416 if single or $8,832 for a couple.","cost":"Free","tags":["GAINS","Ontario seniors","low income seniors","GIS top-up","monthly payment"],"topics":["benefits","money","seniors"],"place":{"country":"Canada","region":"Ontario","city":null,"label":"Ontario-wide","cc":"CA","scope":"region"},"website":"https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors","sources":["https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors"],"checked":"2026-10-02","added":"2026-10-02","verified":"checked","checkEvery":90,"deadline":null,"deadlineNote":"No application needed if you get OAS and GIS: you are enrolled automatically when you file your taxes by April 30 every year (or apply for the GIS with Service Canada). Paid on or about the 25th of each month; the 2026 benefit year runs July 1, 2026 to June 30, 2027.","status":"listed","routes":[{"kind":"Contact page","url":"https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors","value":null,"seen":"2026-10-02","source":"their own site"},{"kind":"Office phone","url":"https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors","value":"1-866-ONT-TAXS (1-866-668-8297), Ontario Ministry of Finance; TTY 1-800-263-7776","seen":"2026-10-02","source":"their own site"},{"kind":"Office phone","url":null,"value":"1-866-668-8297","seen":"2026-10-02","source":"their own site"}],"primaryRoute":{"kind":"Contact page","url":"https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors","value":null,"seen":"2026-10-02","source":"their own site"},"routeCount":3,"channels":[{"kind":"website","url":"https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors","label":"Website","reach":null,"unit":null,"seen":"2026-10-02","source":"their own site"}],"spaceCount":1,"spacesSeen":"2026-10-02","phone":"1-866-668-8297","contact":{"email":null,"url":"https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors","route":"Contact page"},"steps":["Make sure you get the OAS pension and the GIS from Service Canada (apply with form ISP-3550 if you were not enrolled automatically).","File your income tax return by April 30 every year; GAINS then starts automatically with no separate application.","Look for the payment on or about the 25th of each month.","Questions: call the Ontario Ministry of Finance at 1-866-ONT-TAXS (1-866-668-8297), TTY 1-800-263-7776."],"languages":["English","French"],"welcomes":[],"reachNum":null,"reachUnit":null,"reachKind":"none","reachSource":null,"reachSeen":null,"intents":{"reach":false,"grow":null,"job":false,"volunteer":false,"specialist":null,"opps":false,"housing":false,"money":true,"info":false,"marriage":false},"stale":false,"staleDays":0,"checkedNote":"Facts read from the source pages on 2026-10-02; spaces read from their site on 2026-10-02; re-checked every 90 days.","spaces":[{"kind":"website","label":"Website","url":"https://www.ontario.ca/page/guaranteed-annual-income-system-payments-seniors","reach":null,"unit":null,"seen":"2026-10-02","note":null}],"missing":["organization email (not published on their pages)","follower or subscriber counts (platform pages do not expose them to readers; ask the organization or check the platform)","what they welcome from outside parties (their pages do not say)","audience number for the organization as a whole (not public)"]}